# Understanding your Capital Accounts view

## Track Capital product status and activity across your small business portfolio.

The Capital Accounts view gives you a dedicated space to monitor your small business customers' Capital activity so your team can identify opportunities, support active borrowers, and follow up with customers who may need alternatives.

**Note:** The Capital Accounts tab is only visible for financial institutions with Autobooks Capital enabled.

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### Navigating the Capital Accounts tab

The Capital Accounts tab appears in the left navigation of the Autobooks Hub when Autobooks Capital is enabled for your institution. It displays a list of all your small business customers and their current status with the Capital product.

Capital statuses include: Ineligible, Prequalified, Accepted Terms, Approved, Declined, and more.

Each row in the list represents a unique small business. The company name is a clickable link that opens the full SMB Detail View. The following columns of data are displayed for each customer:

**SMB ID** — The Autobooks customer identifier.

**Company Name** — The legal business name on file.

**Capital Status** — The customer's current status in the Capital product.

**Accepted Terms** — Date and timestamp of when the customer accepted the Autobooks Terms & Conditions.

**Application Submitted** — Date and timestamp of when the customer submitted a Capital application.

**Total Credit** — The total dollar amount of the customer's approved Capital credit line.

**Available for Advance** — The dollar amount currently available for a draw on the Capital line.

**Last Draw Date** — The date the customer last took a Capital draw.

**Last Draw Amount** — The dollar amount of the most recent Capital draw.

**Last Transaction ID** — The transaction ID associated with the most recent Capital draw.

**Last Update Date** — The date and timestamp of the most recent Capital status update.

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### Capital activity in the SMB Detail View

Within any individual customer's SMB Detail View, you'll find a dedicated **Capital** tab — again, only visible if your institution has Autobooks Capital enabled.

This tab provides a detailed look at that customer's Capital activity, including:

- Their approval progress
- Prequalification offer details
- Advance details, if the customer has taken a draw

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### How your team can use this view

The Capital Accounts view is designed to help your team take targeted action across three groups of customers:

- **Prequalified customers** — Identify small businesses that qualify for Capital products and proactively promote applications and approvals.
- **Active borrowers** — Monitor customers who are using Capital to manage cash flow, and assess whether a longer-term small business loan may be a better fit.
- **Declined or ineligible customers** — Follow up with customers who weren't approved or didn't qualify, and connect them with alternative solutions where possible.