# Gaining Perspective (2)

Insights and perspectives that get you up to speed on the changing landscape of small business banking.

## Gaining Perspective Articles

- [**How we help your financial institution stay ahead of the competition**](https://blog.autobooks.co/how-we-help-smbs-get-paid-and-your-institution-stay-ahead-of-the-competition)  
  Jan 25, 2023  
  In this sixth and final session of Autobooks ACCELERATE, Derik Sutton discusses specific ways that Autobooks helps small businesses accept digital payments and manage cash flow.

- [**Third-party activity inside your financial institution: Looking at the data**](https://blog.autobooks.co/third-party-activity-inside-your-financial-institution)  
  Jan 20, 2023  
  In the fifth session of Autobooks ACCELERATE, Derik Sutton touches on the small business market — specifically how business customers have turned to third-party competitors.

- [**The State of Small Business Banking: Overview and Take-Aways from the Arizent Report**](https://blog.autobooks.co/the-state-of-small-business-banking-overview-and-take-aways-from-the-arizent-report)  
  Jan 13, 2023  
  Is your financial institution focused on supporting small businesses this year? If so, it may be helpful to better understand what small business owners are concerned about today.

- [**How to build a winning small business bank, in four charts**](https://blog.autobooks.co/autobooks-tearsheet-byline-4)  
  Oct 15, 2021  
  80% of the small business banking pool is being targeted by fintech challengers, such as Square, Shopify, and Intuit.

- [**Fintech 2.0: Why embedded finance has brought a seismic shift in banking, & how FIs can respond**](https://blog.autobooks.co/tearsheet-autobooks-byline-2)  
  Sep 14, 2021  
  For a growing wave of software providers, embedded finance has become the next logical step in capturing significantly more revenue from existing customers.

- [**Embedded fintech: The new product future for financial institutions**](https://blog.autobooks.co/tearsheet-podcast-embedded-fintech)  
  Mar 22, 2021  
  Our very own Derik Sutton spoke with Zack Miller of Tearsheet to discuss embedded fintech and its benefits for financial institutions.

- [**How FIs Can Beat Non-Bank Fintechs For Business Deposits**](https://blog.autobooks.co/how-fis-can-beat-non-bank-fintechs-for-business-deposits)  
  Aug 26, 2020  
  Featured in Financial Brand, this blog post summarizes the challenges financial institutions face when competing against non-bank providers.

- [**Moment of Need to Resolution**](https://blog.autobooks.co/moment-of-need)  
  Mar 6, 2020  
  Derik talks with Lee Wetherington about his latest article that defines the new "Killer Digital KPI" - Moment of Need to Resolution.

- [**What Makes People Switch Fintech Products?**](https://blog.autobooks.co/fintech-products)  
  Feb 18, 2020  
  Find out how ten interviews with small business owners helped Autobooks launch a successful new feature in the Small Business Obsessed podcast.

- [**Customer Conversations That Drive Product Strategy**](https://blog.autobooks.co/episode-1-customer-conversations-that-drive-product-strategy)  
  Jan 29, 2020  
  Welcome to Small Business Obsessed -- a podcast by Autobooks about small business and fintech product strategy.

- [**Betting on the right innovation to drive small business adoption**](https://blog.autobooks.co/getting-into-the-business-of-small-business-banking-0)  
  Aug 20, 2019  
  Financial institutions are re-calibrating their focus from the digital-first perspective to a customer-first approach.

- [**Getting into the business of small business banking**](https://blog.autobooks.co/getting-into-the-business-of-small-business-banking)  
  Jul 31, 2019  
  Small business banking is often a blind spot for financial institutions despite the presence of 30.2 million small businesses in the United States.