Small Business Checking – Overview
You do it all when it comes to your small business. Isn't it time your account did the same?
You need to get paid — and customers want to pay. So why is it so hard to find the right solution?
Existing checking accounts force you to...
TAKES TOO MUCH TIME
Manually accept and keep track of payments
WHY IT'S NOT IDEAL
- Receiving checks and getting the money cleared can take a long time.
- Tracking which customers have paid can become a difficult and time-consuming task.
SUPPORT IS GENERALLY POOR
Use a third party vendor for credit card acceptance
WHY IT'S NOT IDEAL
- Third-party vendors are notorious for providing poor service.
- Disputes can take months to resolve.
- Figuring out who has paid now involves tracking across bank statements and external payment tools.
GETS TOO COMPLICATED
Depend on an app for invoicing or accounting
WHY IT'S NOT IDEAL
- Businesses now have to deal with the complexity of managing multiple tools.
- This complicates reconciliation and business back-office management.
TOO RISKY AND EXPENSIVE
Use a non-bank to completely manage business finances
WHY IT'S NOT IDEAL
- Risk to the small business – poor service and dispute resolution across both card payments and bank account servicing.
- Lack of in-person service and consulting.
- Loss of real-world relationship.
What if you could find a checking account built from the ground up for your small business?
AN ACCOUNT THAT:
COMES WITH Digital Payment Acceptance
Including credit card payments, as well as digital invoicing — all set up and ready for you to get paid faster.
ALLOWS YOU TO Manage & Track Payments
Including invoices, deposits, withdrawals, and more — all in one place: your online and mobile banking.
INCLUDES Personal Service & Expertise
From an expert you trust, supported by a financial institution that isn’t going away any time soon: [DigiBank].
It's here...
[DigiBank] [Small Business] Checking
For all your big needs.
Send digital invoices to customers, receive digital payments right into your checking account, manage cash flow, and more — all from inside [DigiBank] online and mobile banking.
Accept electronic payments — right into your account
Businesses and nonprofits are provided with a unique link to a secure payment form — which can then be shared with paying customers via text, email, or even pasted into a web page. Payments go directly into your account.
Send digital invoices – get paid faster
Prefer invoicing? Send customers a professional invoice or estimate right from [DigiBank’s] digital banking. For added flexibility, set up recurring invoices, payment/past due reminders, and sales tax rates.
ALWAYS KNOW WHAT YOU ARE PAYING FOR
Our processing fees are competitive and easy to understand — offering you the most reliable and predictable way to get paid directly into your checking account.
Add on the complete accounting and bookkeeping solution, whenever you’re ready
Do more with [DigiBank] [Small Business] Checking. Add on financial management functionality — available inside your digital banking — when you’re ready. Get financial reporting, accounting, bookkeeping, and more.